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Lowering Your Premium

A variety of discount programs are available that you can take advantage of in order to start saving money on your monthly auto insurance premium.  This list explains the most popular discounts offered by most insurance companies.  Ask your agent today about these money saving discounts and see how you too can save on your monthly premium.

• Good Driver

A clean driving record equals lower premiums.  Tickets and accidents got you paying high premiums?  Find out how you can improve your driving record online in order to lower your premiums.


• Seasoned Driver

One variable in determining your insurance premium is the driver’s age.  Find out if you qualify for a Seasoned Driver Discount.


• Mature Driver

Nothing beats experience.  Years of driving experience can help lower your premiums.  Find out if you qualify for a Mature Driver Discount.


• Good Student

High marks in school can translate into lower premiums when it comes to auto insurance.  Many companies offer a discount for students with above average grade point averages.  Find out if you qualify for a Good Student Discount.


• Driver Education

Defensive driving/accident prevention courses can help in getting a cheap insurance rate.  Check out these helpful links and information on online driver safety courses.


• Multiple Car Household

More than one car in the family?  As an incentive to keep all your auto insurance coverage with one company, insurers offer a multi car discount.  Find out today, if you qualify for a Multi-car Discount.


• Car Safety Features

Added features such as anti-lock brakes, airbags and/or automatic seatbelts, increases your car's overall safety.  Most of the major insurance companies offer a discount for having these safety features.


• Anti-Theft Devices

Added features such as ignition “kill” switches, hood and wheel locks, and car alarms lowers your risk for auto theft and vandalism.  Most of the major insurance companies offer a discount for having these anti-theft devices.  Find out if you qualify for a Anti-theft discount.


• Credit Rating

Late payments and loan defaults can now increase your insurance premium.  A healthy credit report can ensure a lower rate.